Routing #: 254074426

Explore Journey Youth Accounts

Get a jump on life – learn about money, plan for the future and more. Our Youth Savings and Checking Accounts are designed to build financial awareness and develop good financial habits as young members move through life. As life evolves, we are excited to partner with you on the Journey.

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Build a Foundation of Saving and Money Management

Our Youth Journey Savings and Journey Checking Accounts are designed to build financial awareness and independence for life. Choose the journey that works as life evolves.

Journey Savings

Ages Birth to 18*

  • Report card achievement bonuses
  • Engaging financial education tools and more

Meet Your Financial Wellness Team

Journey Checking

Ages 12 to 21**

  • Credit building opportunities
  • College Scholarships
  • First-time auto loans and much more

Coindexter Club


The Labor CU Coindexter Club makes it fun to learn about money with videos, games, quizzes and calculators that will put you on course to become a financial genius. Membership is free and is designed for children from 6-12 years of age.

These short videos provide children with the information they need to understand the financial concepts behind each topic. Additional features found on the website include activities on related topics, such as: careers, interest, a chore chart and more.

Start Exploring

For additional details about Youth Savings, emailvisit a branch, text or call a Labor CU Financial Wellness Advisor at (202) 789-2901.

Meet Your Financial Wellness Team

*APY = Annual Percentage Yield and is accurate as of publication date and is subject to change. No minimum balance required to open. Primary member on account must be 18 years old or younger. Journey savings accounts are transitioned to Regular Share/Savings when the Primary member reaches 19 years old. Account fees may reduce earnings.

**Primary member on account must be between 12-21 years of age. Journey checking accounts are transitioned to an adult checking account (Basic or Reward Checking) when the Primary member reaches 22 years old.

***Earn up to $15 maximum per quarter for “A” grades; submit valid documentation within 30 days of quarter’s end, available for members aged 18 and under with a Youth Account; deposits made within 5 business days of verification; program subject to availability and change without notice.