Credit Card
LABOR CU MASTERCARD®
With no hidden fees or fancy gimmicks, our Reward MasterCard® gives you all the purchasing power you need – anywhere, anytime – along with an everyday low rate. Sign up for the credit card that’s designed for you.
Check Rates Apply Now Mastercard Disclosure

Transfer Your Balance and Save
Pay off your higher-rate debts and save money today.
- 5.99% APR1 on balance transfers for 6 months. After 6 months, the APR you qualify for, based on your credit will apply.
- Credit lines up to $25,000
- No annual fee, balance transfer fee, or cash advance fees2
- Same low APR on both cash advances and purchases

Exciting Enhancements Coming Soon Regarding Rewards Points!
Labor Credit Union is in the process of upgrading our rewards system to better serve the needs of our members. Please check back soon to view your updated points balance and explore the new features and benefits.
Here is the timeline so far:
- April 8
- Scorecard Rewards Program Ends on April 8: You will stop earning reward points on your Arize credit card through the Scorecard program on April 7. The new rewards program will be implemented, and you will begin earning points on April 7.
- After June 8, any unused Scorecard reward points will automatically transfer to our new rewards platform through My LaborCU Rewards.
- May 13
- The new rewards program will be implemented, and you will begin earning points on May 13.
- Velera Goes Live: Card servicing transitions to Velera. All card support and servicing will now be handled through Velera’s enhanced platform. You may notice improved functionality and faster service.
- June 8
- Last Day to Redeem Scorecard Credit Card Reward Points: After June 8, any unused Scorecard reward points will automatically transfer to our new rewards platform through My LaborCU Rewards.
More information on My LaborCU Rewards redemption options will be shared soon!
- Last Day to Redeem Scorecard Credit Card Reward Points: After June 8, any unused Scorecard reward points will automatically transfer to our new rewards platform through My LaborCU Rewards.
Card Security is a Priority
We understand the urgency of addressing concerns related to debit and credit card fraud, lost or stolen cards, and PIN changes. For immediate assistance, please use the following contact information:
Card Disputes
To report fraud or dispute a transaction:
844-421-3378
Debit Card Call Center 24/7 Support
844-421-3375
Token/Wallet Support
844-421-3382
Our dedicated teams are available to provide prompt support and ensure the security of your accounts. Additionally, our online resources offer helpful information and tips to proactively safeguard your financial well-being.
At Labor Credit Union, your security is our priority. For further assistance or inquiries, please contact our Call Center at 844-421-3373.
Payment PROTECTION
Are your loans protected in the event of an unexpected life event, such as disability or death? Adding our affordable Debt Protection coverage to your eligible loans can help reduce or cover your loan payment should the unexpected happen.
Contact Our Lending Team to Learn More1 5.99% Promotional APR applies to balance transfers for 6 months from the date your first transfer posts to your account, exclusively for new credit card applications. Your current APR, between 8.99%-17.99% APR, will apply to any other transactions and any transfer balances remaining when the promotional period expires. Interest on balance transfers begins to accrue immediately. Loan approval and processing is based on standard loan underwriting guidelines. Certain restrictions apply, contact us for details. Equal Opportunity Lender. Offer available for a limited time only and subject to change without notice.
** Foreign Transaction Fees (FTF) for Debit and Credit Card Programs: There is a 1% FTF assessment for international transactions. (See MasterCard disclosure for information on rates and fees.)