Credit Card
LABOR CU MASTERCARD®
With no hidden fees or fancy gimmicks, our Reward MasterCard® gives you all the purchasing power you need – anywhere, anytime – along with an everyday low rate. Sign up for the credit card that’s designed for you.
Check Rates Apply Now Mastercard Disclosure
Transfer Your Balance and Save
Pay off your higher-rate debts and save money today.
- 5.99% APR1 on balance transfers for 6 months After 6 months, the APR you qualify for, based on your credit will apply.
- Credit lines up to $25,000
- No annual fee, balance transfer fee, or cash advance fees2
- Same low APR on both cash advances and purchases
The More You Use Your Card The More You Earn
There’s no limit to how many points you can earn with ScoreCard Rewards.
- Earn 1 point for every $1 you spend in credit card signature purchases with ScoreCard Rewards*.
- Redeem your points for rewards including merchandise, travel, gift cards, experiences, cash back, charitable donations and more.
- ScoreCard Rewards offers you the freedom to choose the rewards you really want. How and when you use your points is up to you.
- ScoreCard Rewards 24/7
(800) 854-0790
Merchandise
Top-shelf merchandise including cameras, tablets, gaming consoles and more from brands such as Apple®, Sony®, Bose®, Dyson® with shipping options that include a one- or two-day delivery time.
Travel
Spontaneous or planned, however you choose to travel; Scorecard Rewards offers a wide range of getaways to suit your style. Browse top travel destinations, access exclusive deals and redeem points for airline tickets, hotel accommodations, car rentals, cruises, vacation packages and destination activities & excursions all in one place.
Traveling by car? Members can redeem loyalty points for instant discounts on fuel at participating BP® and Shell® stations, right at the gas pump.
Investments & Gift Cards
Usage of points to purchase actual shares of stock in publicly traded companies. You can also enjoy gift cards from retailers for everyday purchases or to celebrate special events.
Experiences
From skydiving to a relaxing spa massage, ScoreCard Rewards has the experience to fit your unique lifestyle. Redemptions for tickets to theater, concerts, and sporting events also included.
Charitable Donations
Donation of points for a good cause to one of the more than 1.2M non-profit organizations involved in the network’s Charitable Giving program.
Card Security is a Priority
We understand the urgency of addressing concerns related to debit and credit card fraud, lost or stolen cards, and PIN changes. For immediate assistance, please use the following contact information:
LOST/STOLEN CARDS
Live Agents 24/7
Report a lost/stolen card:
(833) 933-1681
When traveling internationally, report a lost/stolen card:
(812) 647-9794
FRAUD
To report fraud or dispute a transaction:
(866) 279-1399
To respond to a fraud notification:
(855) 961-1602
PIN CHANGE / CARD ACTIVATION
Change Card PIN to your selected PIN from any touch-tone phone:
(833) 925-2837
Activate your card using a touch-tone phone:
(866) 619-0245
Debit Card Call Center 24/7 Support
(501) 246-8497
(866) 207-9154 (International)
Our dedicated teams are available to provide prompt support and ensure the security of your accounts. Additionally, our online resources offer helpful information and tips to proactively safeguard your financial well-being.
At Labor Credit Union, your security is our priority. For further assistance or inquiries, please contact our Call Center at (202) 789-2901.
Payment PROTECTION
Are your loans protected in the event of an unexpected life event, such as disability or death? Adding our affordable Debt Protection coverage to your eligible loans can help reduce or cover your loan payment should the unexpected happen.
Contact Our Lending Team to Learn More
1 5.99% Promotional APR applies to balance transfers for 6 months from the date your first transfer posts to your account, exclusively for new credit card applications. Your current APR, between 8.99%-17.99% APR, will apply to any other transactions and any transfer balances remaining when the promotional period expires. Interest on balance transfers begins to accrue immediately. Loan approval and processing is based on standard loan underwriting guidelines. Certain restrictions apply, contact us for details. Equal Opportunity Lender. Offer available for a limited time only and subject to change without notice.
** Foreign Transaction Fees (FTF) for Debit and Credit Card Programs: There is a 1% FTF assessment for international transactions. (See MasterCard disclosure for information on rates and fees.)
*To create a ScoreCard Rewards account members will need their 16-digit card number to register. Also, for member protection, please make sure to add your primary email address and mobile phone number to verify your identity when you create a new rewards account. Please note, unredeemed rewards on your account will not be available for view or transactions, as it may take up to 30 days to reflect on your new rewards account.