Routing #: 254074426


Dive into a world of discounts and deals designed to make every purchase a pocket-friendly delight. Don’t miss out on the chance to maximize your savings and elevate your shopping experience.
Check out our limited-time offers below.

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Give More With A Holiday Loan From Us!

Knead more dough for the holidays?

Cover extra expenses or increase your gift-giving budget at an affordable fixed rate. This holiday season, take advantage of our $1,200, 12-month term Holiday Loan.

  • $1,200.00
  • 12-month term
  • Rates as low as 12.00% APR*
Apply Now

*APR = Annual Percentage Rate. All rates subject to change without notice. Loan rates are based and priced according to members’ individual credit ratings. Payment example: Monthly payments may be approximately $106.62 for 12 payments at 12.00% APR on a borrowed amount of $1,200.00. Applications must be received by 01/31/2024.


Skip out on stress and choose to skip your loan payment ANYTIME through the year!

Qualified members may opt to skip 2 monthly or 4 biweekly loan payments anytime this year for only $20* using our Self-Service Skip A Pay!

  • Available anytime on It’sMe247 and can be accessed through your online & mobile banking.
  • There is a $30* Fee if skip is completed by the credit union.
Skip A Loan Payment

*Certain restrictions may apply. A one-time $20 or $30 fee is deducted from your account for each monthly loan payment you skip. To cover the fee, sufficient funds must be available at the time of request. Payments on first and second mortgages, home equity, holiday and stretch pay loans are excluded from this promotion. Not all loans may qualify. You must have had the loan for a minimum of 12 months. The loan must not be more the 30 days delinquent to qualify. By skipping any loan payment(s), you extend your loan payment by one month or by two biweekly payments. Maximum of 2 skips allowed in 12 months. Maximum of 5 skips per life of the loan. Loan payments resume on the next due date after the skipped payment. No back to back skips. Interest will continue to accrue on your loan(s). Deferring the payment on your auto loan may impact the amount of your GAP settlement if a claim is submitted for this loan. Contact us for specific details concerning your loans.

AUTO: No Payments for 60 Days & $250 Cashback*

Drive off in your dream car today!

60 Days no payment plus $250 cashback.*

  • Fast Pre-Approval – sign everything electronically
  • Flexible Terms up to 96-month
  • Roll the tax, tags, title, & loan payment protection costs into the loan
  • Low-Cost insurance options and extended warranties

Check Rates Apply Now

* Approvals based on credit and vehicle condition. Refi’s mirror term and cosigners of current loan. Eligible model years 2015-2023, maximum LTV restrictions may apply based on MSRP of new vehicles and the NADA retail value of used vehicles. The minimum loan amount is $15,000. Collateral insurance required for life of loan. Labor CU auto loans ineligible for offer. Other restrictions may apply. 60-day payment deferral: Available 60 days from loan closing date for both new and refi if ELTV requirements met. Interest accumulates during deferment. Cash Back: Available for refis and new purchases. All accounts of obligor must be in good standing to receive cash back in the form of a credit to savings. Labor CU reserves the right to end these offers at any time. Terms and conditions subject to change without notice. Contact us for details. Equal Opportunity Lender.


Labor CU’s MasterCard® gives you all the purchasing power you need!

Anywhere, anytime – along with an everyday low rate! Pay off your higher-rate debts and save money today!

Apply online and start taking advantage of:

  • No balance transfer fee, no annual fee, and no cash advance fees.
  • 5.99% APR* on balance transfers for 12 months! After 12 months, the APR you qualify for, based on your credit, currently between 8.99-17.99%, will apply.
  • Credit lines up to $25,000.
  • FREE online and mobile access.
  • Rewards from travel to gift cards to merchandise & beyond!

Shop with a Labor CU Mastercard® This Holiday Season, Earn 2x Rewards Points

From November 20 to December 31, 2023, we’re doubling the points you earn when you shop and use your Labor CU Mastercard with Rewards!

Check Rates Apply Now Mastercard Disclosure

*5.99% Promotional APR applies to balance transfers for 12 months from the date your first transfer posts to your account. Your current APR, between 8.99%-17.99% APR, will apply to any other transactions and any transfer balances remaining when the promotional period expires. Interest on balance transfers begins to accrue immediately. Loan approval and processing is based on standard loan underwriting guidelines. Certain restrictions apply, contact us for details. Equal Opportunity Lender. Offer available for a limited time only and subject to change without notice.

** Foreign Transaction Fees (FTF) for Debit and Credit Card Programs: There is a 1% FTF assessment for international transactions. (See below for information on rates and fees.)

*** Points will automatically be subtracted from your account and a credit will appear on your Rewards! account within the next two billing statements after your order was placed.

Consumer Credit Card Agreement and Disclosure – Standard MasterCard

For additional details about our special promotions, emailvisit a branch, text or call a Labor CU Financial Wellness Advisor at (202) 789-2901.

Meet Your Financial Wellness Team