Routing #: 254074426


Dive into a world of discounts and deals designed to make every purchase a pocket-friendly delight. Don’t miss out on the chance to maximize your savings and elevate your shopping experience.
Check out our limited-time offers below.

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Open a FREE Freedom business checking account this February, and we’ll sweeten the deal with a FREE Stanley Quencher H2.0 Flow State Vacuum Mug with Straw (40 oz)*. It’s not just a mug; it’s a token of our gratitude for your trust and commitment to us.

Open online and start taking advantage of:

  • NO minimum deposit requirement, NO monthly maintenance fees, and NO processing fees for non-electronic items.
  • Enjoy the flexibility of unlimited signers and the convenience of a Labor CU Business Debit Card.
  • Seamlessly manage your finances with Online Banking featuring BillPay.
  • Benefit from Free night drop services, Wire Transfers, and access to the innovative Newtek One® Merchant Services.
Open Now

*Certain restrictions may apply. This limited edition cups offer is exclusively available for Freedom business checking accounts and is not applicable to personal accounts. Offer valid until February 29, 2024.

**Newtek One® is a registered trademark of Newtek Business Services, Inc


Get ready to dribble, shoot, and score big this March Madness!

Refer a new member to Labor Credit Union and earn entries for a chance to win fantastic prizes. For each member you refer, you’ll receive an entry into our prize draw. Plus, the more referrals you make, the more chances you have to win! But wait there’s more, the new member can acquire 5 entries for opening a credit card, auto loan, or personal loan!

Prizes up for grabs include:

  • Grand Prize: Two tickets to the 2024 ACC Men’s Tournament
  • First Prize: $100.00 Gift Card
  • Second Prize: $50.00 Gift Card

It’s easy to participate! Just spread the word about Labor Credit Union to your friends, family, and colleagues. Make sure they mention your name when they sign up, so you get credit for the referral.

Join Now About Us

Refer Today

Simply provide the email addresses of co-workers, eligible friends, or immediate family members* and we'll invite them to experience the benefits of Labor CU membership. Don't worry, we won't spam them!

*To qualify, referring member must be at least 18 years old and not in arrears on any DOLFCU account. New members must be new to DOLFCU, qualify for membership, open a savings account and checking account and provide acceptable identification documentation. Referral must be documented at open of new account. As of 2/1/2024, Annual Percentage Yield for savings account is .05% and requires minimum $5.00 deposit. Terms are subject to change without notice. For the promotion, both the referring member and the new member will each receive one entry into a drawing for a chance to win. The new member can acquire 5 entries for opening a credit card, auto loan, or personal loan. The Grand Prize is Two tickets to the 2024 ACC Men’s Tournament (a $396.00 value), the First Prize is a $100.00 Gift Card, and the Second Prize is a $50.00 Gift Card. The drawing will be conducted on 03/08/2024, at 4 pm EST and winners will be notified by email or phone. New account with referral must be opened by 03/08/2024 by 12:00 pm EST to qualify.


Labor CU’s MasterCard® gives you all the purchasing power you need!

Anywhere, anytime – along with an everyday low rate! Pay off your higher-rate debts and save money today!

Apply online and start taking advantage of:

  • No balance transfer fee, no annual fee, and no cash advance fees.
  • 5.99% APR* on balance transfers for 12 months! After 12 months, the APR you qualify for, based on your credit, currently between 8.99-17.99%, will apply.
  • Credit lines up to $25,000.
  • FREE online and mobile access.
  • Rewards from travel to gift cards to merchandise & beyond!

Apply Now Mastercard Disclosure

* 5.99% Promotional APR applies to balance transfers for 12 months from the date your first transfer posts to your account, exclusively for new credit card applications. Your current APR, between 8.99%-17.99% APR, will apply to any other transactions and any transfer balances remaining when the promotional period expires. Interest on balance transfers begins to accrue immediately. Loan approval and processing is based on standard loan underwriting guidelines. Certain restrictions apply, contact us for details. Equal Opportunity Lender. Offer available for a limited time only and subject to change without notice.

** Foreign Transaction Fees (FTF) for Debit and Credit Card Programs: There is a 1% FTF assessment for international transactions. (See below for information on rates and fees.)

Consumer Credit Card Agreement and Disclosure – Standard MasterCard


Skip out on stress and choose to skip your loan payment ANYTIME through the year!

Qualified members may opt to skip 2 monthly or 4 biweekly loan payments anytime this year for only $30* using our Self-Service Skip A Pay!

  • Available anytime on It’sMe247 and can be accessed through your online & mobile banking.
Skip A Loan Payment

*Certain restrictions may apply. A one-time $30 fee is deducted from your account for each monthly loan payment you skip. To cover the fee, sufficient funds must be available at the time of request. Payments on first and second mortgages, home equity, holiday and stretch pay loans are excluded from this promotion. Not all loans may qualify. You must have had the loan for a minimum of 12 months. The loan must not be more the 30 days delinquent to qualify. By skipping any loan payment(s), you extend your loan payment by one month or by two biweekly payments. Maximum of 2 skips allowed in 12 months. Maximum of 5 skips per life of the loan. Loan payments resume on the next due date after the skipped payment. No back to back skips. Interest will continue to accrue on your loan(s). Deferring the payment on your auto loan may impact the amount of your GAP settlement if a claim is submitted for this loan. Contact us for specific details concerning your loans.

For additional details about our special promotions, emailvisit a branch, text or call a Labor CU Financial Wellness Advisor at (202) 789-2901.

Meet Your Financial Wellness Team