New Year, New Financial You
Simplify Your Finances with Debt Consolidation
The new year isn’t just another date on the calendar, it’s your opportunity to reset, refocus, and take control of your financial future. If you’re juggling multiple payments or have high interest rates eating into your budget, Labor Credit Union has solutions to help you consolidate your debt and regain control. We have options that can help you:
- Combine multiple debts into one simple payment: No more tracking different due dates
- Lower your interest rate: Keep more money in your pocket each month
- Pay off debt faster: With a clear timeline and manageable terms
Choose the Option That Fits Your Needs
Personal Loans
Get a fixed rate and predictable monthly payment to pay off credit cards, medical bills, and other high-interest debt. Apply online today to take advantage of:
- Flexible terms: Up to 72 months
- Borrow what you need: Loans from $1,000 up to $25,000
- Competitive fixed rates: Lock in your rate for predictable payments*
Home Equity Lines of Credit (HELOC)
With a HELOC, you could have access to a revolving line of credit starting at $20,000 on properties located in Maryland, D.C., and Virginia. With our HELOCs you can:
- Borrow more: Up to 95% of your home’s value
- Low closing costs: Keep more money in your pocket
- Flexible payment options: Choose interest-only or 1% payment plans**
Let’s Make 2026 Your Year
You’ve got the resolution. We’ve got the resources. Together, let’s make this the year you take control of your financial future. Not sure where to start? You don’t have to figure it out alone. Our lending experts are here to guide you through your options and find the right fit for your situation.