Fall into Prosperity with Our New Offer:
- Lock in a competitive rate for one year.
- Enjoy peace of mind with secure returns- No minimum deposit, new money only**.
- NCUA insured up to $250,000.
This new opportunity is as refreshing as the autumn breeze – don’t let it drift away. Open your certificate today and watch your savings flourish through every season!
*Annual Percentage Yield (APY) accurate as of 09/12/2024. To open and to obtain APY, $0 minimum deposit of new funds and balance applies, maximum amount: $250,000. Contact us to make additional deposits at any time during the term of the certificate. Early withdrawal penalties apply and may reduce earnings. Offer and rates subject to change without notice.
Unless you tell us otherwise prior to maturity, certificates automatically renew on the maturity date to a 12-month certificate at the current rate in effect. Membership required. Federally insured by NCUA.
**New Money: Funds that are not currently held or maintained within any existing accounts at Labor Credit Union.
At Labor Credit Union, we believe your dedication deserves truly empowering financial solutions. As a not-for-profit financial cooperative, we offer products and services designed to give more control over your financial future.
Open a Reward Checking Account
You could start earning 3.25% APY1 by simply
- Making 15 Debit Card transactions per month2
- Accessing your Online Banking – monthly
- Signing up to receive eStatements
- Providing a valid email address
Open a Cash-Back Checking Account
Don’t just spend, get paid:
- 1% cash back3 on all debit card transactions up to $50 monthly
- Say goodbye to carrying cash or reaching for your credit card
- We will waive Foreign ATM Fees4
GET MORE FROM YOUR CHECKING
- No Minimum Balance
- No Monthly Service Fee
- Free Debit Card
- Free Electronic Bill Pay
- Online Banking
- Access Audio Response by dialing (844) 874-7981
- Overdraft Protection Available
1APY = Annual Percentage Yield and is accurate as of publication date. Minimum opening deposit to earn rewards $25.00. Fees may reduce earnings Reward Checking program fees, rates and features are subject to change without notice. Members meeting all of Rewards program criteria receive a refund of all foreign ATM fees.
2The 15 transactions must be posted before month-end.
3Cash back earned on monthly debit card transactions which have settled and posted by the last day of each month up to 1% or $50.00. No transaction may settle negatively and account must be in the positive to earn cash-back reward. Cash-Back Reward amounts are posted to your checking account on or around the end of each month. Each account number is limited to one checking account. Additionally, changes between Rewards Checking and Cash Back Checking are permitted once every six months.
4Foreign ATM Fee is the fee assessed by Labor Credit Union for using an ATM owned by another provider. Reimbursement of Foreign ATM Fees will be posted to your checking account on or around the first day of the month after the month in which the fees were assessed.