Notice: Labor Credit Union will be closed on Monday, May 26th in observance of Memorial Day and will reopen on Tuesday, May 27th.
Members can access their accounts anytime through online banking or our mobile app.

Online Banking

CHECKING

Checking Peace of Mind

Our checking account options are designed to make managing your finances easy. Our Basic Checking offers hassle-free banking and our Reward Checking account offers high dividends with no minimum balance and no monthly service fee.

Check Rates Open Now

 

Simplify Your Banking with No Minimum Balance or Fees

Our Basic Checking is the perfect account for those who want the essentials without any unnecessary fees or requirements.

  • No Minimum Deposit to Open
  • Free Debit Card
  • Free Electronic Bill Pay
  • Online Banking
  • Access Audio Response by dialing (844) 874-7981
  • Overdraft Protection Available

Open a Reward Checking Account

You could start earning 2.90% APY* by simply

  • Making 15 Debit Card transactions per month**
  • Accessing your Online Banking – monthly
  • Signing up to receive eStatements
  • Providing a valid email address

Meet Your Financial Wellness Team

Open a Cash-Back Checking Account

Don’t just spend, get paid:

  • 1% cash back3 on all debit card transactions up to $50 monthly
  • Say goodbye to carrying cash or reaching for your credit card
  • We will waive Foreign ATM Fees4
Meet Your Financial Wellness Team

GET MORE FROM YOUR CHECKING

  • No Minimum Balance
  • No Monthly Service Fee
  • Free Debit Card
  • Free Electronic Bill Pay
  • Online Banking
  • Access Audio Response by dialing (844) 874-7981
  • Overdraft Protection Available

 

Raise & Save Program

Small Change Savings Adds Up

Are you looking for an easy way to tuck away a little extra cash each month?
Your Credit Union has the solution – Raise and Save. Here’s how it works.

  • At the end of each day, your debit card purchases are raised to the nearest dollar
  • Change is deposited to the savings, money market or club account of your choice
  • Convenient set-it-and-forget-it savings that can add up over time
Start to Raise & Save
eAlert Subscriptions

Get notified

Mobile banking eAlert subscription offers a convenient way to stay informed about financial activities directly on your mobile devices.

By subscribing to eAlerts, users can receive real-time notifications and updates regarding:

  • Account balances
  • Transaction alerts
  • Deposit confirmations
  • Payment reminders and more.

These alerts can be customized according to individual preferences and sent via email, SMS, or push notifications through the mobile banking app.

Enable eAlerts
Set Up Savings Account Transfer

Add Overdraft Protection to Your Accounts

Set up Overdraft Protection Transfer from another eligible Labor CU Share Account. In the event of an overdraft, available funds will be automatically transferred to your checking account to cover the overdraft.

  • Transfer Limits – up to three (3) per month for Money Market.
Contact Us to set up Savings Account Transfer
Order Checks

CHECK ORDER

Ordering checks is a seamless experience designed for your convenience.

  • Choose from a variety of check designs
  • Securely place your order online
  • Enjoy the convenience of a user-friendly platform

Ordering checks online ensures a quick and hassle-free process, putting you in control of your financial essentials.

Order Checks
Card Center Contact Information

Card Security is a Priority

We understand the urgency of addressing concerns related to debit and credit card fraud, lost or stolen cards, and PIN changes. For immediate assistance, please use the following contact information:

LOST/STOLEN CARDS
Live Agents 24/7

844-421-3375

FRAUD

To report fraud or dispute a transaction:
844-421-3378

PIN CHANGE / CARD ACTIVATION

Change Card PIN to your selected PIN from any touch-tone phone:
(844) 421-3375

Debit Card Call Center 24/7 Support

(844) 421-3375

Our dedicated teams are available to provide prompt support and ensure the security of your accounts. Additionally, our online resources offer helpful information and tips to proactively safeguard your financial well-being.

At Labor Credit Union, your security is our priority. For further assistance or inquiries, please contact our Call Center at (844)-421-3373

For additional details about our Checking Accounts, email, visit a branch, text or call a Labor CU Financial Wellness Advisor at (202) 789-2901.

Meet Your Financial Wellness Team

*APY = Annual Percentage Yield and is accurate as of publication date. Minimum opening deposit to earn rewards $25.00. Fees may reduce earnings Reward Checking program fees, rates and features are subject to change without notice. Members meeting all of Rewards program criteria receive a refund of all foreign ATM fees.

**The 15 transactions must be posted before month-end.

3Cash back earned on monthly debit card transactions which have settled and posted by the last day of each month up to 1% or $50.00. No transaction may settle negatively and account must be in the positive to earn cash-back reward. Cash-Back Reward amounts are posted to your checking account on or around the end of each month. Each account number is limited to one checking account. Additionally, changes between Rewards Checking and Cash Back Checking are permitted once every six months.

4Foreign ATM Fee is the fee assessed by Labor Credit Union for using an ATM owned by another provider. Reimbursement of Foreign ATM Fees will be posted to your checking account on or around the first day of the month after the month in which the fees were assessed.