Labor CU will never ask for your PIN, online banking password, full Social Security number, or CVV code via text, email, or an unsolicited phone call. Any message requesting this information is a scam attempt. If you receive such a request, do not click links or respond; hang up and call the number on the back of your card directly or our main line at (202) 789-2901. Learn to protect yourself at our Fraud & Prevention page.

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Individual Retirement Accounts

Plan For a Brighter Future

Looking for a federally insured Individual Retirement Account? Labor Credit Union offers IRA options to meet the needs of all our wage-earning members.

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Choose Your Savings Path

Explore our options and find the plan that works for you.

  • Traditional IRAs, with Tax-Deferred Earnings
  • Roth IRAs, with Tax-Free Accumulated Interest Income
  • Coverdell Education IRAs, for educational expenses
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Take the First Step

Take time now to plan for the retirement you want. Choose from IRA Savings Accounts with

  • No minimum balance
  • Terms up to 5 years
  • IRAs with insurance up to $250,000 per member by the National Credit Union Administration, an agency of the U.S. Government

For additional details about IRAs, email, visit a branch, text or call a Labor CU Financial Wellness Advisor at (202) 789-2901.

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