A Smarter Way to Drive into Spring

Posted: April 1, 2026

Buy or refinance a vehicle. Delay your first payment. Stay focused on your financial goals.

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Spring Auto Loan Promotion

  • 90 days until your first payment on qualifying auto loans
  • Available for new and used vehicle purchases
  • Available for vehicle refinances brought to the credit union
  • 0.25% rate discount for well‑qualified borrowers on new car purchases only

This promotion is designed to give you flexibility at the start of your loan so you can manage cash flow with confidence. A new vehicle or a refinance should support your financial wellness, not strain it. Delaying your first payment gives you time to plan, adjust, and settle into your loan comfortably. It’s a thoughtful way to start your next chapter on the road.

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Important Offer Information
All auto loans are subject to credit approval and underwriting requirements. This promotion is available for a limited time during April and may be modified or discontinued at any time.
90‑Day Payment Deferral. The 90‑day deferral of the first scheduled payment is available for new and used vehicle purchases and for auto loan refinances brought to the credit union. Current auto loans already financed with the credit union are not eligible. Interest accrues during the deferral period and will be added to the loan balance, increasing the total amount repaid.
Rate Discount. A 0.25% rate discount is available only on new vehicle purchases for borrowers who meet the credit union’s criteria for well‑qualified credit profiles. The rate discount does not apply to used vehicle purchases or refinance transactions.
Rates, terms, and loan amounts are determined based on credit history, vehicle type, loan structure, and other underwriting considerations. Not all applicants will qualify.